Business financing referrals · Construction businesses

Business funding for job materials and site equipment.

Materials, plant and labor may need paying for before a progress claim is settled. Explain the project stage, upfront costs and expected payment dates behind your request.

Illustration of construction businesses and their working space
Illustration of construction businesses equipment and workspace

Possible uses

Business expenses to describe

01

Job equipment

Owned equipment, hired plant and delivery charges have different cost patterns. Identify what the specific job needs and how long it will be in use.

02

Project materials

Supplier deposits may be due before materials arrive on site. Work from the specification and delivery schedule, including any staged orders.

03

Operating expenses

Wages, subcontractors and site costs can fall between progress payments. Define the period and obligations the request would cover rather than using the total contract value.

Illustration of construction businesses equipment and workspace
Illustration of construction businesses equipment and workspace

Construction businesses · funding preparation

Your operating calendar

Separate signed work from pending tenders, and include retention or inspection conditions when mapping receipts. Financing repayments would sit alongside the existing costs of delivering the job.

How it works

The application process

01

Set out the need

Describe the amount and timing required for your planned business spending.

02

Add the figures

Complete the revenue, business-age and approximate credit-range questions using current information.

03

Confirm the details

Check the application and disclosures, then use the SMS verification step to complete submission.

Before you decide

When reviewing a provider offer

01

Funds received

Separate the headline amount from proceeds after deductions and fees.

02

Payments owed

Place the required repayments in the same budget as existing business expenses.

03

Changes and exit

Read what the contract says about early payment, missed payments and changed circumstances.

A few things to know

About this referral service

Information sharing and referral payments

We are paid to refer business applications and sell the submitted details to funding partners. A request may reach up to five partners, payment to us is not conditional on funding, and you do not pay this service an application fee.

Approval and available terms

No funding commitment is created by completing this request. Eligibility, amounts and contract terms are matters for the provider assessing the application.

Provider timing

The application lets you state when funding is needed, but availability is decided separately. A partner’s assessment and agreement may take longer than the business deadline.

Contact consent and mobile verification

Take time to read the application’s contact permission and privacy disclosures. SMS verification is an additional step that confirms you can receive a code at the supplied number.

Make a beginning

Start with your business funding request

Enter the business details and the amount you want to explore in the application.